For decades, Fixed Deposits (FDs) have been the go-to investment option for Indian households. But with rising financial literacy and the growth of debt markets, Corporate Bonds are emerging as a powerful alternative — offering higher returns and more liquidity.

Let’s compare both in terms of returns, risk, taxation, and practicality, so you can make a smarter financial choice.

In the last few years, you've probably come across the term NCD on platforms like GoldenPi, BondSmart or even in news headlines:

“Prachay Capital limited NBFC launches NCDs offering 13% return.”